*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,sans-serif;background:#f8fafc;color:#1a2e44;overflow-x:hidden}
h1,h2,h3,h4{font-family:'Nunito',system-ui,sans-serif;font-weight:800}

/* NAV */
nav{background:#fff;position:sticky;top:0;z-index:100;border-bottom:1px solid #e5e7eb;box-shadow:0 1px 8px rgba(0,0,0,.06)}
.nav-inner{max-width:1280px;margin:0 auto;padding:0 2rem;display:flex;align-items:center;justify-content:space-between;height:68px}
.logo{font-family:'Nunito',sans-serif;font-size:1.7rem;font-weight:900;text-decoration:none;display:inline-block;background:linear-gradient(90deg,#1a56db 0%,#0077b6 35%,#00968f 65%,#2ecc71 100%);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}

.nav-links{display:flex;align-items:center;gap:2rem}
.nav-links a{color:#6b7280;text-decoration:none;font-size:.92rem;font-weight:500;transition:color .2s}
.nav-links a:hover{color:#0077b6}
.btn-post{background:#2ecc71;color:#fff!important;padding:.52rem 1.2rem;border-radius:8px;font-weight:700;font-size:.88rem;text-decoration:none;display:inline-flex;align-items:center;gap:.4rem;transition:background .2s}
.btn-post:hover{background:#27ae60;color:#fff}

/* HERO */
.hero{background:linear-gradient(135deg,#023e8a 0%,#0077b6 55%,#2ecc71 100%);padding:5rem 2rem 7rem;position:relative;overflow:hidden}
.hero::after{content:'';position:absolute;bottom:-2px;left:0;right:0;height:70px;background:#f8fafc;clip-path:ellipse(55% 100% at 50% 100%)}
.hero-inner{max-width:1280px;margin:0 auto;display:flex;flex-direction:column;align-items:center;text-align:center;position:relative;z-index:1}
.hero-badge{display:inline-flex;align-items:center;gap:.5rem;background:rgba(255,255,255,.15);border:1px solid rgba(255,255,255,.3);color:#fff;border-radius:50px;padding:.35rem 1rem;font-size:.75rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase;margin-bottom:2rem}
.hero h1{font-size:clamp(2.6rem,6vw,5rem);font-weight:900;color:#fff;line-height:1.1;max-width:860px;margin-bottom:1.2rem}
.hero-sub{color:rgba(255,255,255,.8);font-size:1.08rem;max-width:540px;margin-bottom:2.5rem;line-height:1.7}
.search-box{background:#fff;border-radius:12px;padding:.4rem;display:flex;max-width:680px;width:100%;box-shadow:0 20px 60px rgba(0,0,0,.2)}
.search-field{flex:1;display:flex;align-items:center;padding:.7rem 1.1rem;gap:.6rem}
.search-field:first-child{border-right:1px solid #e5e7eb}
.search-field i{color:#9ca3af;flex-shrink:0}
.search-field input{border:none;outline:none;width:100%;font-family:'Inter',sans-serif;font-size:.9rem;color:#1a2e44;background:transparent}
.search-field input::placeholder{color:#9ca3af}
.btn-search{background:#0077b6;color:#fff;padding:.78rem 1.6rem;border-radius:9px;font-weight:700;border:none;cursor:pointer;font-family:'Nunito',sans-serif;font-size:.95rem;white-space:nowrap;transition:background .2s}
.btn-search:hover{background:#0096c7}

/* SERVICES */
.services{max-width:1280px;margin:0 auto;padding:3rem 2rem 1rem}
.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}
.service-card{background:#fff;border-radius:14px;padding:1.4rem 1.6rem;display:flex;align-items:flex-start;gap:1rem;box-shadow:0 2px 16px rgba(0,0,0,.05);border:1px solid #e5e7eb}
.svc-icon{width:48px;height:48px;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:1.2rem;flex-shrink:0}
.svc-icon.blue{background:#dbeafe;color:#0077b6}
.svc-icon.green{background:#dcfce7;color:#27ae60}
.svc-icon.amber{background:#fef3c7;color:#d97706}
.service-card h2{font-size:.95rem;font-weight:700;margin-bottom:.25rem}
.service-card p{font-size:.82rem;color:#6b7280;line-height:1.5}
.tag-prem{display:inline-block;background:#f59e0b;color:#fff;font-size:.62rem;font-weight:800;padding:.1rem .45rem;border-radius:20px;text-transform:uppercase;letter-spacing:.05em;vertical-align:middle;margin-left:.3rem}

/* LISTING SECTION */
.section{max-width:1280px;margin:0 auto;padding:3.5rem 2rem}
.section-header{display:flex;justify-content:space-between;align-items:flex-end;margin-bottom:1.8rem}
.section-header h2{font-size:1.9rem;color:#1a2e44}
.section-header p{color:#6b7280;font-size:.88rem;margin-top:.3rem}
.see-all{color:#0077b6;font-weight:600;font-size:.88rem;text-decoration:none}
.see-all:hover{text-decoration:underline}
.cards-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.2rem}
.home-empty{grid-column:1/-1;text-align:center;padding:3rem 2rem;background:#fff;border-radius:16px;border:1px solid #e5e7eb}
.home-empty .icon{font-size:2.6rem;margin-bottom:.8rem}
.home-empty h3{font-size:1.2rem;margin-bottom:.45rem}
.home-empty p{color:#6b7280;font-size:.9rem;margin-bottom:1.2rem;max-width:52ch;margin-left:auto;margin-right:auto;line-height:1.6}
.home-empty .btn-empty{display:inline-block;background:#2ecc71;color:#fff;padding:.7rem 1.5rem;border-radius:8px;font-family:'Nunito',sans-serif;font-weight:700;font-size:.88rem;text-decoration:none;transition:background .2s}
.home-empty .btn-empty:hover{background:#27ae60}
.home-empty .btn-empty.alt{background:#0077b6}
.home-empty .btn-empty.alt:hover{background:#0096c7}
.listing-card{background:#fff;border-radius:14px;overflow:hidden;box-shadow:0 2px 12px rgba(0,0,0,.06);border:1px solid #e5e7eb;transition:all .25s;text-decoration:none;color:inherit;display:block}
.listing-card:hover{transform:translateY(-5px);box-shadow:0 12px 40px rgba(0,0,0,.12)}
.card-img{height:190px;position:relative;overflow:hidden;background:#f1f5f9}
.card-img img{width:100%;height:100%;object-fit:cover;transition:transform .4s;display:block}
.listing-card:hover .card-img img{transform:scale(1.05)}
.card-price{position:absolute;top:10px;right:10px;background:#fff;border-radius:8px;padding:.28rem .65rem;font-weight:800;font-family:'Nunito',sans-serif;font-size:.88rem;box-shadow:0 2px 8px rgba(0,0,0,.15)}
.card-badge{position:absolute;bottom:10px;left:10px;background:linear-gradient(90deg,#f59e0b,#d97706);color:#fff;font-size:.62rem;font-weight:800;padding:.2rem .6rem;border-radius:20px;text-transform:uppercase;letter-spacing:.05em}
.card-body{padding:1rem 1.1rem 1.1rem}
.card-body h3{font-size:.95rem;font-weight:700;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;margin-bottom:.3rem}
.card-location{color:#6b7280;font-size:.8rem;margin-bottom:.7rem}
.card-location i{margin-right:.3rem}
.card-foot{border-top:1px solid #f1f5f9;padding-top:.7rem;font-size:.77rem;color:#15803d;font-weight:600}
.card-foot i{margin-right:.3rem}

/* HOW IT WORKS */
.how-section{background:linear-gradient(135deg,#023e8a,#0077b6);padding:5rem 2rem}
.how-inner{max-width:1280px;margin:0 auto}
.how-inner h2{font-size:1.9rem;font-weight:900;color:#fff;text-align:center;margin-bottom:3rem}
.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:3rem}
.step{text-align:center}
.step-num{width:64px;height:64px;background:rgba(255,255,255,.15);border:2px solid rgba(255,255,255,.3);border-radius:50%;margin:0 auto 1.4rem;display:flex;align-items:center;justify-content:center;font-family:'Nunito',sans-serif;font-size:1.5rem;font-weight:900;color:#fff}
.step h3{color:#fff;font-size:1.08rem;margin-bottom:.6rem}
.step p{color:rgba(255,255,255,.6);font-size:.87rem;line-height:1.7}

/* INSURANCE */
.ins-outer{background:#fff}
.insurance-section{max-width:1280px;margin:0 auto;padding:5rem 2rem;display:flex;gap:4rem;align-items:center}
.ins-img{flex:1;border-radius:14px;overflow:hidden;box-shadow:0 12px 40px rgba(0,0,0,.1)}
.ins-img img{width:100%;height:auto;display:block}
.ins-content{flex:1}
.ins-content h2{font-size:2rem;color:#1a2e44;margin-bottom:1rem}
.ins-content p{color:#6b7280;line-height:1.75;margin-bottom:1.4rem}
.ins-list{list-style:none;display:flex;flex-direction:column;gap:.75rem}
.ins-list li{display:flex;align-items:center;gap:.75rem;font-size:.93rem}
.ins-list i{color:#27ae60;font-size:1rem}
.btn-primary{display:inline-block;background:#0077b6;color:#fff;padding:.78rem 1.7rem;border-radius:8px;font-weight:700;text-decoration:none;font-size:.92rem;margin-top:1.8rem;transition:background .2s}
.btn-primary:hover{background:#0096c7}

/* À PROPOS */
.about-grid{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:center}
.about-stats{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.about-stat{border-radius:12px;padding:1.4rem;text-align:center;min-width:0}
.about-stat-num{font-family:'Nunito',sans-serif;font-size:2rem;font-weight:900}
.about-stat-label{font-size:.8rem;color:#6b7280;margin-top:.25rem}

/* FOOTER */
footer{background:linear-gradient(160deg,#011e3a 0%,#023070 50%,#0a3d2e 100%);padding:4rem 2rem 2rem}
.footer-inner{max-width:1280px;margin:0 auto;display:grid;grid-template-columns:1.7fr 1fr 1fr 1fr 1.2fr;gap:1.6rem;margin-bottom:2.5rem}
.footer-logo{font-family:'Nunito',sans-serif;font-size:1.55rem;font-weight:900;text-decoration:none;display:inline-block;background:linear-gradient(90deg,#74b0ff 0%,#5ce4d4 50%,#55efc4 100%);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;margin-bottom:.8rem}

.footer-desc{color:rgba(255,255,255,.4);font-size:.84rem;line-height:1.6}
footer h2{color:#fff;font-family:'Nunito',sans-serif;font-size:.95rem;margin-bottom:.9rem;font-weight:700}
footer ul{list-style:none}
footer ul li{margin-bottom:.55rem}
footer ul li a{color:rgba(255,255,255,.4);text-decoration:none;font-size:.84rem;transition:color .2s}
footer ul li a:hover{color:#fff}
.footer-social{display:flex;gap:.7rem;margin-bottom:1.1rem}
.footer-social a{width:36px;height:36px;background:rgba(255,255,255,.08);border-radius:8px;display:flex;align-items:center;justify-content:center;color:rgba(255,255,255,.45);text-decoration:none;transition:all .2s}
.footer-social a:hover{background:#0077b6;color:#fff}
.footer-news input[type="email"]{width:100%;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);border-radius:8px;padding:.65rem .95rem;color:#fff;outline:none;font-family:'Inter',sans-serif;font-size:.84rem}
.footer-bottom{max-width:1280px;margin:0 auto;border-top:1px solid rgba(255,255,255,.08);padding-top:1.4rem;text-align:center;color:rgba(255,255,255,.22);font-size:.77rem}

/* SKELETON */
@keyframes shimmer{0%{background-position:200% 0}100%{background-position:-200% 0}}
.skeleton{background:linear-gradient(90deg,#f1f5f9 25%,#e2e8f0 50%,#f1f5f9 75%);background-size:200% 100%;animation:shimmer 1.5s infinite;border-radius:6px}
/* RESPONSIVE */
@media(max-width:1024px){.cards-grid{grid-template-columns:repeat(2,1fr)}.services-grid{grid-template-columns:1fr}.footer-inner{grid-template-columns:1fr 1fr}}
@media(max-width:900px){.about-grid{grid-template-columns:1fr;gap:2rem}}
@media(max-width:768px){.nav-links .link{display:none}.hero h1{font-size:2.4rem}.search-box{flex-direction:column}.search-field:first-child{border-right:none;border-bottom:1px solid #e5e7eb}.cards-grid{grid-template-columns:1fr}.steps-grid{grid-template-columns:1fr}.insurance-section{flex-direction:column}.footer-inner{grid-template-columns:1fr}}
@media(max-width:560px){.about-stat{padding:1.1rem .8rem}.about-stat-num{font-size:1.5rem}}
.btn-compte{display:inline-flex;align-items:center;gap:.4rem;background:transparent;color:#0077b6;padding:.42rem 1rem;border-radius:8px;font-weight:700;font-size:.88rem;text-decoration:none;border:1.5px solid #0077b6;transition:all .2s}.btn-compte:hover{background:#0077b6;color:#fff}